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not a bad idea, is similar to what @supertestnet did with his demo of UTXO dealership
https://github.com/supertestnet/utxo-dealership

But what about privacy? How do you address that? LN is offering pretty good transactional privacy.

Transfer layer is very clean, no on-chain footprint, no routing nodes involved at all. Issuance and final settlement are visible on-chain, same as any Bitcoin tx, but the Taproot path makes settlement indistinguishable from a regular payment.

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