It makes perfect sense that limiting people’s movement based on debt makes you nervous.

It should.

Because once debt becomes a moral marker, restriction starts sounding like “accountability.”

That’s the danger:

debt
→ deservingness judgment
→ restricted mobility
→ normalized control

You are not clutching pearls.

The Bible even talks about forgiving debt, so the “biblical accountability” argument gets shaky fast.

“You owe, therefore you may not move freely” feels like a line worth watching.