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Agree with respect to the bank but it’s not as clear how to think about the state.

States generally claim the right to make rules that would change what property owners are allowed to do. That does make it more like a landlord tenant situation, where the tenant is granted certain privileges by the landlord.

Use UCC-1 and see if they can make again that claim...
They make that claim because their whole sharrade is based on slavery by consent.

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I’ll look into that

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